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Minutes of the Meeting of Directorate of Air Veteran with PSA's and PDA's

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Dte of Air Veterans

Air Headquarters

Subroto Park

New Delhi – 10

Air HQ/99803/16/DAV – III (Adm)

01 May 17

As per distribution list

MINUTES OF THE MEETING

PENSION SANCTIONING / DISBURSING AUTHORITIES CONCLAVE

ON 12 APR 17 AT AIR FORCE AUDITORIUM

1.Pension Sanctioning / Disbursing Authorities Conclave was held on 12 Apr 17 at 1000 hrs at Air Force Auditorium, Subroto Park for discussion and resolution of various pension related issues. The Conclave was presided over by AVM SM Subhani AVSM, ACAS (Accts & AV).

2.The list of Officials attended the conclave is annexed as Appendix ‘A’.

3.The Conclave was inaugurated by AVM SM Subhani AVSM , ACAS (Accts & AV). He highlighted important role played by Directorate of Air Veterans towards addressing the pensionary issues faced by the Air Veterans. He also stressed upon the proactive measures to be adopted by the all the Banks for prompt action over various pension related issues and timely implementation of all circulars and Govt Policies.

4.The following points were discussed in the meeting:-

 

 

Points

Action

Info

 

 

 

 

 

 

 

SECTION I: PENSION

 

 

 

 

 

 

ITEM: I

FORWARDING OF PPOs TO NEW PDA ON

 

 

TRANSFER OF PENSION ACCOUNT

 

 

1.

It was intimated by the Secretary that as per Para

 

 

93.1 & 93.3 of DPPI - 2013, transfer of pension account is

 

 

to take place between old and new PDA. PPOs and

 

 

pension documents are to be transferred to new PDA by

 

 

old PDA. PDAs are forwarding PPOs and pension

 

 

document to DAV / JCDA (AF) on transfer of pension

 

 

account for onward submission to new PDA. This results

 

 

                   

 

in delay in pension disbursement and infructuous

 

 

 

correspondence. Only intimation of change of PDA may

 

 

 

be provided to PSA & DAV to update the records.

 

 

 

 

 

Decision: The CPPCs and PDAs to meticulously follow

All the

All

 

DPPI-2013 and also to refer to PCDA (P) Circular No. 190

CPPCs and

concerned

 

dated 16 Mar 17 for speedy transfer of pension account.

Banks

 

 

While affecting the transfer of pension documents to new

 

 

 

PDA, Banker needs to inform the PSA as well as DAV for

 

 

 

Air Veterans.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: II

ISSUE OF

DUPLICATE

PENSION

 

 

 

CERTIFICATE (BOOK)

 

 

 

 

 

 

2.

Initial Pension Certificate (Book) is issued by PCDA

 

 

 

(P) / JCDA (AF) as per Para 13.1 of DPPI-2013 and PCDA

 

 

 

(P) Circular No. 117 dated 02 Sep 05. PDAs are to issue

 

 

 

Duplicate Pension Certificate (Book) in case it is lost /

 

 

 

defaced / filled up. Majority of PDAs do not issue duplicate

 

 

 

Pension Certificate (Book) stating non-availability of blank

 

 

 

Pension Certificates (Book) or terming the request as

 

 

 

unauthorised.

 

 

 

 

 

 

 

Decision: It was unanimously accepted that re-issue of

All the

All

 

Pension Certificate (Book) is the responsibility of PDAs.

CPPCs and

concerned

 

All the PDAs are requested to requisition blank Pension

Banks

 

 

Certificate (Book) from PCDA (P) Allahabad / JCDA (AF)

 

 

 

and hold adequate stock of the same.

 

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: III

RESTORATION

OF COMMUTED

VALUE

 

 

 

OF PENSION

 

 

 

 

 

 

3.

It was highlighted that PDAs to refer to Para 33.1 of

 

 

 

DPPI-2013, PCDA (P) Circular No. 01/93, 28/02 & 165/13,

 

 

 

to restore commuted portion of pension on completion of

 

 

 

15 years. Innumerable cases have come to light regarding

 

 

 

non-restoration of commuted portion of pension on

 

 

 

completion of stipulated period.

 

 

 

 

 

 

 

Decision: The PDAs were directed to check and review

All the

All

 

the cases of non-restoration of commuted value of pension

CPPCs and

concerned

 

after completion of 15 years. It was also emphasized that

Banks

 

 

all PDAs should have necessary software in place to

 

 

 

automatically restore the commuted value of pension on

 

 

 

completion of commuted period. This would save the

 

 

 

unwarranted anxiety among the Veterans.

 

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: IV

RECOVERY GUIDELINES

NOT

BEING

 

 

 

FOLLOWED PROPERLY

 

 

 

 

 

 

4.

As per Para 103.1 & 103.2 of DPPI - 2013, PDAs to

 

 

 

recover overpayments of pension at rate of one third of the

 

 

               

 

net pension plus full DR payable each month unless

 

 

 

concerned pensioner gives his / her consent to pay suo-

 

 

 

moto a higher installment amount. Many PDAs are not

 

 

 

following the said guidelines while recovering overpayment

 

 

 

of pension. This results in infructuous correspondence

 

 

 

and financial hardship to pensioners.

 

 

5.

Mr Grover from O/o JCDA (AF) clarified that some

 

 

 

of the PDAs are following RBI guidelines, which are

 

 

 

applicable for Govt civilian pensioners only. The policy

 

 

 

guidelines for recovery of armed forces pensioners are laid

 

 

 

down clearly in Para 103.1 & 103.2 of DPPI, 2013.

 

 

 

Decision: The PDAs have been directed to adhere to

All the

All

 

the yardsticks laid down in DPPI while making recovery of

CPPCs and

concerned

 

excess pension / arrears paid to armed forces pensioners.

Banks

 

 

 

 

 

 

 

 

ITEM: V

NON-PAYMENT OF DR ON PENSION

 

 

 

6.

On implementation of 7th CPC, pensioners who

 

 

 

retired after 01 Jan 16 are not being paid existing old / new

 

 

 

rates of DR on pension. Old / new rate of DR as

 

 

 

applicable need to be paid to the pensioners. PCDA (P)

 

 

 

Circular No. 165 dated 22 Feb 13 clearly states that DR is

 

 

 

to be paid on Govt orders received from Min of Personnel

 

 

 

and specific instructions from PCDA (P) are not required.

 

 

 

Decision: It was clarified by the Chairman that the 7th

All the

All

 

CPC is not yet implemented for Armed Forces personnel

CPPCs and

concerned

 

and pensioners retired wef 01 Jan 16. Those pensioners

Banks

 

 

retired before 01 Jan 16 are to be given pension and DR

 

 

 

as per new rates. However, those pensioners retired after

 

 

 

01 Jan 16 are to be given DR as per rates applicable for

 

 

 

6th CPC. All the PDAs are to ensure adherence and the

 

 

 

CPPCs may monitor implementation of the same.

 

 

 

 

 

 

 

 

ITEM: VI

NON-PAYMENT OF DR ON PENSION FOR

 

 

 

 

THOSE RE-EMPLOYED IN BANKING SECTOR

 

 

7.

As per Govt of India MoP Memo No. 45/73/97-

 

 

 

P&PW(G) dated 02 Jul 99 and PCDA (P) Circular No. 07,

 

 

 

386, 395, 165, 166 & 179, DR needs to be paid on

 

 

 

Defence pension to JCOs / ORs re-employed in banks.

 

 

 

PDAs are not paying DR in said cases. PDAs to adhere

 

 

 

policy issued by Govt of India in the said cases for

 

 

 

payment of DR

 

 

 

Decision: All the PDAs were directed to pay applicable

All the

All

 

DR on the Defence pension of such ex-servicemen

CPPCs and

concerned

 

(JCOs/OR) who are employed in the Banking sector as per

Banks

 

 

the Govt of India policies and PCDA (P) Circulars

 

 

 

mentioned above. CPPCs are requested to monitor such

 

 

implementation.

ITEM: VII RESPONSE OF PDAs ON PENSION

RELATED ISSUES

8.At times PDAs do not respond to queries & grievances of pensioners. Instead they are directed to respective CPPC, DAV and PSA even for the issues, which need sole redressal from PDAs. Verbal directions given to pensioners generally mislead them.

             

 

Decision: The CPPCs were requested to sensitise their

All the

All

 

Officials posted at various Bank branches to be

CPPCs and

concerned

 

considerate towards the queries of the aged Armed Forces

Banks

 

 

Pensioners. The distant location of CPPCs discourages lot

 

 

 

of aged Veterans to seek redressal of their grievances.

 

 

 

Hence, the Officials at the level of the banks need to be

 

 

 

sympathetic towards Veterans concerns. The applications

 

 

 

from Veterans should be accepted at Branch level itself,

 

 

 

and thereafter taken up with concerned CPPCs for

 

 

 

necessary redressal, under intimation to Veteran

 

 

 

concerned. The CPPCs and the PDAs were also

 

 

 

requested to forward all such pension related issues which

 

 

 

have remained unresolved for a sometime for any

 

 

 

clarification / taking up with concerned PSA.

 

 

 

It was intimated that a Liaison Cell is being set up at PCDA

 

 

 

(P) Allahabad with an intend to attend unresolved issues.

 

 

 

 

 

 

 

 

 

ITEM: VIII

GRANT OF ADDITIONAL PENSION

 

 

9.

Procedure for grant of Additional Pension is

 

 

 

enumerated in PCDA (P) Circular 441 dated 01 Oct 10 &

 

 

 

165 dated 22 Feb 13. On submission of authenticated

 

 

 

documents of Date of Birth (DOB), PDAs to pay Additional

 

 

 

Pension provisionally for six months even if Date of Birth is

 

 

 

not mentioned in PPO. PDAs should also forward such

 

 

 

cases to PSA for early issue of Corr PPO.

 

 

 

Decision: All the CPPCs and PDAs were requested to

All the

All

 

ensure grant of Additional Pension to the pensioners

CPPCs and

concerned

 

attaining the age of 80 years and above as applicable as

Banks

 

 

per the PCDA (P) Circulars referred above. In case Date

 

 

 

of Birth not mentioned in the PPO, the PDAs are to take up

 

 

 

the cases with respective PSA for issue of Corr PPOs

 

 

 

under intimation to DAV.

 

 

 

 

 

 

 

 

ITEM: IX

PAYMENT OF PENSION

 

 

 

 

10. Pension not being disbursed to pensioner despite

 

 

 

completion of initial identification / annual identification /

 

 

 

submission of life certificate. PDAs to disburse pension

 

 

 

without delay on completion of necessary procedures.

 

 

 

PCDA (P) Circular no. 132 dated 27 Jan 15, 546 dated 10

 

 

 

Sep 15, 575 dated 20 Feb 17 & CGDA letter DO No.

 

 

 

5169/AT-P/PAYMENT-BANK/VOL-XII dated 05 Apr 17

 

 

 

may be referred.

 

 

 

Decision:

PDAs have been directed to disburse

All the

All

 

pension to the pensioners without delay in case where

CPPCs and

concerned

 

identification and life certificate have been completed.

Banks

 

 

However, in case of any shortfall in submission of

 

 

 

documents or non-availability of annexure, the PDAs are to

 

 

 

approach respective PSAs / CPPCs to provide the same

 

 

 

on priority. The PDAs need to be sensitized about the

 

 

 

above fact that any delay in release of lump sum amount

 

 

 

will not only deprives the pensioners of the interest but

 

 

 

also to meet the planned re-settlement expenditure.

 

 

 

 

 

 

 

 

ITEM: X

LESS AMOUNT OF PENSION THAN

 

 

 

 

AUTHORISED MINIMUM GUARANTEED PENSION

 

 

 

(MGP)

 

 

 

 

 

11. Many pensioners are being paid less amount of

 

 

 

pension than authorised MGP. As per PCDA (P) Circular

 

 

 

No. 568 dated 13 Oct 16 all Pre-06 retirees are entitled to

 

 

 

MGP. All affected pensioners should be paid MGP wef 01

 

 

 

Jan 14.

 

 

 

 

 

Decision:

The PDAs were directed to carry out

All the

All

 

complete scrutiny of the affected cases of pensioners and

CPPCs and

concerned

 

to ensure the payment of Minimum Guaranteed Pension

Banks

 

 

wef 01 Jan 14 as per the PCDA (P) Circular.

 

 

 

 

 

 

 

 

ITEM: XI

ISSUE OF EXPLANATORY SHEET TO

 

 

 

 

PENSIONERS BY PDAS

 

 

 

12. Since implementation of 6th CPC, various circulars

 

 

 

have been issued by PCDA (P) for revision of pension.

 

 

 

PCDA (P) had instructed all PDAs to forward intimation

 

 

 

regarding revision of pension as per the annexure to

 

 

 

circulars (explanatory sheet) with a copy to pensioner.

 

 

 

Some PDAs are not issuing any such explanatory sheet to

 

 

 

pensioners.

 

 

 

 

 

Decision: All the PDAs were requested to ensure that

All the

All

 

annexure to the circulars (explanatory sheet) regarding

CPPCs and

concerned

 

revision of pensions are to be mandatorily given to all the

Banks

 

 

affected pensioners. All the CPPCs are to monitor the

 

 

 

adherence of the instructions by the PDAs.

 

 

 

 

 

 

 

 

ITEM:XII

FORM 16 / TDS AND EXEMPTION OF

 

 

 

PENSION FROM INCOME TAX

 

 

13. Form 16 / TDS certificate should be invariably made

 

 

available by PDAs to all pensioners. As per CBDT

 

 

guidelines issued on 06 May 2000, both Disability Pension

 

 

and Service Element are exempted from income tax to all

 

 

Veterans in receipt of Disability Pension. An year wise

 

 

break down of arrears is required to be provided to

 

 

pensioners for seeking income tax refund. Some PDAs

 

 

are not deducting TDS regularly and insist on deduction

 

 

during last quarter leading to unwarranted anxiety among

 

 

veterans.

 

 

 

 

Decision: All the PDAs were directed to ensure that

All the

All

pensioners are issued with Form 16 as well as the details

CPPCs and

concerned

of deductions made and deposited with CBDT. In case of

Banks

 

issue of Disability Pension PPO, the same is to be linked

 

 

with Service Pension PPO for grant of exemption from

 

 

income tax. No TDS is to be made on the combined

 

 

pension i.e. disability and service pension.

 

 

ITEM: XIII DEDUCTION OF IT AT SOURCE

 

 

14. PDAs deduct income tax even in cases where it is

 

 

exempted such as gallantry awardees, disability pension

 

 

etc. The Bank staff should be well aware of the rules

 

 

governing cases of income exempted from tax.

 

 

Decision: The PDAs were directed to sensitise their

All the

All

dealing staff about the provisions of tax exemptions and

CPPCs and

concerned

not to deduct the tax on exempted income such as

Banks

 

gallantry awardee’s pension, disability pension etc.

 

 

 

ITEM: XIV

LOSS OF INDIVIDUAL COPY OF PPO

 

 

 

15. The PDAs are reluctant to provide a copy of the

 

 

 

PPO whenever demanded by the pensioner due to its loss

 

 

 

/ mutilation / damage. PDAs should promptly provide a

 

 

 

copy of PPO to pensioners in case of loss of individual

 

 

 

copy of PPO.

 

 

 

 

 

Decision: The directions given by the Chairman after

All the

All

 

discussion with PDAs that certified true copies of PPOs

CPPCs and

concerned

 

have to be given by the concerned banks to the

Banks

 

 

pensioners in case of loss of individual copy of PPO.

 

 

 

 

 

 

 

 

Item: XV

DISPATCH OF INDIVIDUAL COPY OF

 

 

 

 

CORR PPOs (SANGAM)

 

 

 

16. As per instructions laid down in DPPI–2013, the

 

 

 

Corr PPOs (Sangam PPOs) in respect of airmen / NCs(E)

 

 

 

are being dispatched to respective CPPC / PDA by DAV

 

 

 

on receipt from PSA. As per practice, individual copies are

 

 

 

forwarded along with PDA copy with a request to forward

 

 

 

to individual branch for handing over to pensioner. A lot of

 

 

 

correspondence is recently being received from

 

 

 

pensioners for non-receipt of their copy of Corr PPO.

 

 

 

 

 

 

Decision: The Chairman directed that the CPPCs to

All the

All

 

dispatch individual copy of Corr PPOs (Sangam) to

CPPCs and

concerned

 

respective branches for handing over to pensioners.

Also

Banks

 

 

give due publicity at branch for collection of Sangam PPOs

 

 

 

by the pensioners.

 

 

 

 

 

 

 

 

 

 

 

 

 

Item: XVI

DE-LINKING OF 33 YEARS OF SERVICE

 

 

 

 

17. PDAs are not revising pension as per PCDA

 

 

 

Circular No. 568. Pension is to be re-fixed from 01 Jan 06

 

 

 

to 30 Jun 14.

 

 

 

 

 

 

 

 

Decision: PDAs were directed to carry out scrutiny of

All the

All

 

all the cases where pension has not been revised as per

CPPCs and

concerned

 

PCDA (P) Circular No. 568 i.e. delinking of 33 years of

Banks

 

 

service. The pension to Veterans has to be re-fixed

 

 

 

accordingly and the arrears accrued on this account are to

 

 

 

be paid to affected pensioners.

 

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: XVII

PENSION OF

MEDICAL BRANCH

 

 

 

OFFICER

 

 

 

 

 

 

 

 

18. Pension of Medical Branch Officers are not being

 

 

 

revised as per PCDA (P) Circular No. 24 & 25. Branch

 

 

 

‘Med’ is equal to AMC officers of Army and Navy.

 

 

 

 

 

 

Decision: While revising pension / arrears, the PDAs

All the

All

 

are to treat the Branch ‘Med’ in case of IAF Medical

CPPCs and

concerned

 

Officers equivalent to AMC Medical Officers of Army and

Banks

 

 

Navy with reference to PCDA (P) Circular No. 24 & 25.

 

 

 

 

 

 

 

 

 

 

ITEM: XVIII

MONETARY

ALLOWANCE

FOR

 

 

 

GALLANTRY AWARDEES

 

 

 

 

 

 

 

19. PDAs are not revising monetary allowance for

 

 

 

gallantry awardees as per revised rates issued by Govt.

 

 

 

This results in loss to gallantry award winners. PCDA (P)

 

 

 

Circular No. 9 dated 10 Jun 11 should be referred.

 

 

 

 

 

 

Decision:

The PDAs were directed to revise the

All the

All

 

monitory awards for the gallantry awardees as per PCDA

CPPCs and

concerned

 

(P) Circular No. 9 dated 10 Jun 11. All cases where such

Banks

 

 

allowances have not yet been revised, may now be worked

 

 

 

out and the arrears accrued be paid immediately.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: XIX REDUCTION / RECOVERY OF PENSION

 

 

20. The representations have been received by DAV

 

 

that the pensioners have not been intimated the reasons

 

 

for recovery or reduction of their pension.

 

 

Decision: PDAs are to intimate the pensioners the valid

All the

All

reason for any reduction / recovery of pension affected by

CPPCs and

concerned

them. Recovery is to be made as per the rates with prior

Banks

 

intimation and consent of the pensioner and in installments

 

 

specified as per the procedure.

 

 

 

 

 

ITEM: XX PSU ABSORBEES CASES

 

 

21. Lot of confusion is noted in implementation of

 

 

OROP for PSU absorbees both 43% & 100% commuted

 

 

cases. JCDA Staff informed that in some cases, it is

 

 

noticed that PSU absorbees have been paid full pension at

 

 

par with regular retiree pensioners.

 

 

Decision: The Chairman directed that the Bank / CPPC

All the

All

staff should have fair knowledge of these provisions.

CPPCs and

concerned

100% commuted cases are to be identified by the Banks

Banks

 

from initial PPOs and the pension to be paid accordingly.

 

 

ITEM: XXI PAYMENT INSTRUCTIONS TO NRI

 

 

PENSIONERS

 

 

22. Payment of pension of NRI pensioners is carried out

 

 

through Non Resident Ordinary (NRO) account. However,

 

 

there have been cases where the instructions have not

 

 

been adhered.

 

 

Decision: The Bankers were advised that as per PCDA

All the

All

(P) Circular No. 187 dated 03 Feb 17, pension can also be

CPPCs and

concerned

credited to Non Resident External Rupee (NRE) account

Banks

 

after obtaining consent of NRI pensioners. In addition, the

 

 

requirement of Aadhar Card is waived off in case of NRI

 

 

pensioners. A certificate in lieu from concerned embassy is

 

 

valid as per Govt of India Min of Finance letter on the

 

 

subject.

 

 

ITEM: XXII NON PAYMENT OF INTEREST ON DELAY

 

 

IN CREDIT OF DUES / ARREARS

 

 

23. As per PCDA (P) Circular No. 165 dated 22 Feb 13,

 

 

PDAs are to pay 8% interest, if there is any delay in

 

 

disbursement of dues / arrears to pensioners. PDAs are

 

 

not following the said instructions.

 

 

Decision: After discussion, the Chairman directed that

All the

All

wherever 8% interest rate has not been paid for the

CPPCs and

concerned

delayed credit to pensioners, the arrears of the interest at Banks 8% needs to be paid as per PCDA (P) Circular No. 165

dated 22 Feb 13.

SECTION II: OROP

ITEM: XXIII NON COMPLIANCE OF OROP

IMPLEMENTATION BY PDAs

24The following issues pertaining to OROP implementation were highlighted: -

(a)JCDA (AF) has confirmed that ‘D’ written under heading ‘Group’ denotes “Diploma Holder”.

Bankers are misinterpreting it as group ‘D’.

(b)Secondly, on implementation of OROP in respect of HFO rank, PDAs do not considering the length of service rendered by a pensioner. Pension is fixed in two categories i.e. Rs. 16090/- & Rs. 16160/-.

(c)Thirdly, as per table No. 7 of OROP Circular, pension of Sgts (ACP / MACP) needs to be fixed at par with JWO rank. PDAs are not revising pension as per the instruction given in table No. 7 in case of Sgts (ACP / MACP).

(d)Arrears are not being paid in time. No strict timelines are in place.

(e)It was proposed to JCDA (AF) that if the details available with Veteran in their certificate of service / discharge book could be relied upon by Banker to ascertain qualifying service & last rank.

Decision: It was advised that the guidelines of PCDA

All the CPPCs

All

(P) Circular No. 555 dated 04 Feb 16 are to be followed.

and Banks

concerned

In addition, the PDAs were requested to share with DAV

 

 

and PSAs, the list of those cases, where OROP arrears

 

 

have not been paid because of incomplete data.

 

 

 

 

 

ITEM: XXIV WRONG FIXATION OF PENSION

 

 

25. In many cases, the pension of JCOs / ORs are

 

 

wrongly fixed while revising their pension for OROP.

 

 

Decision: PDAs to revise pension as per tables

All the CPPCs

All

appended to MoD letter (1)/2014/D(Pen / Pol) Part – II

and Banks

concerned

dated 03 Feb 16 as per last rank and actual qualifying

 

 

service subject to maximum term of engagement for

 

 

each rank as per PCDA (P) Circular No. 555 dated 04 Feb 16.

ITEM: XXV INFORMATION ON RANK, GROUP &

 

 

QUALIFYING SERVICE

 

 

26. Dir-III DAV brought out that PDAs were seeking

 

 

information related to Group of pensioners (if the same

 

 

is not available in PPO) from DAV in the past and it was

 

 

being provided directly. However, now since

 

 

implementation of OROP, if DAV directly provides

 

 

information on rank and qualifying service of pensioner,

 

 

it is not being considered as authentic by PDAs. PDAs

 

 

are seeking further confirmation from PSA for revision of

 

 

pension. There is a need felt that PSAs / PDAs should

 

 

coordinate effectively for availability of requisite

 

 

information.

 

 

Decision: This was agreed that the PDAs might seek

DAV, PSAs, all

All

the information on rank, group and qualifying service of

the CPPCs &

concerned

the pensioners either from PSA directly or through DAV.

PDAs

 

The DAV should respond to the query through PSA

 

 

only. However, it was agreed upon that the cases,

 

 

which can be dealt locally by JCDA (AF), the

 

 

information provided by DAV, may be countersigned by

 

 

JCDA (AF) and made available to the PDAs. The data

 

 

provided directly by JCDA (AF) via e-mail should also

 

 

be treated as authentic and ink signed hard copy should

 

 

not be insisted upon by the PDAs.

 

 

ITEM: XXVI ACTUAL QUALIFYING SERVICE

 

 

27. Actual qualifying service PPOs are already

 

 

issued. PDAs still insist for the same from pensioners

 

 

and DAV, which is infructuous and delays the

 

 

disbursement of pension.

 

 

Decision: It was informed that except for Pre-86

All the CPPCs

All

retirees, the QS is clearly stated in the individual original

and Banks

concerned

PPO. Hence, seeking of QS details from PSA in such

 

 

cases is not warranted. As per Circular No. 555, the

 

 

details of actual qualifying service are to be obtained by

 

 

all PDAs from PSAs, only in cases, where, it is not

 

 

available.

 

 

 

 

 

ITEM: XXVII INCORRECT FIXATION OF PENSION

 

 

28. PDAs are incorrectly fixing pension of ‘Y’ Group

 

 

to ‘X’ Group tradesmen.

 

 

Decision: The following was highlighted: -

All the CPPCs

All

 

and Banks

concerned

(a)The group mentioned in the PPO should be taken for calculation of revision of pension.

(b)Also, where rank of Air Veteran is mentioned as Flt Sgt, the same is to be treated as equivalent to Junior Warrant Officer while fixing the pension under OROP.

 

 

SECTION III: FAMILY PENSION

 

 

 

 

ITEM: XXVIII

NON COMMENCEMENT OF

 

 

FAMILY PENSION IN JOINT NOTIFICATION CASES

29.In few cases, PDAs are insisting upon issue of Corr PPO from PSA for commencement of family pension even in jointly notified cases. PDAs should immediately commence family pension on receipt of

‘death certificate’ and ‘no re-marriage certificate’ from widow. Detailed instructions already printed on rear side of original PPO are not being complied. Pension re-commencement letter from DAV or a Corr PPO from PSA should not be insisted upon in joint notification cases.

Decision: The Chairman directed that in the cases

All the CPPCs

All

where joint notification already exists in the PPO, the

and Banks

concerned

family pension is to commence immediately and

 

 

automatically on production of death certificate of the

 

 

pensioner, without waiting for any confirmation from

 

 

DAV or PSAs. Detailed instructions for commencement

 

 

of family pension in such cases are already available on

 

 

the reverse of the PPO and the same should be

 

 

followed by the PDAs.

 

 

 

 

 

ITEM:XXIX NON REVISION OF FAMILY PENSION

 

 

IN VIEW OF VARIOUS PCDA (P) CIRCULARS

 

 

30.PDAs are not revising family pension as per PCDA (P) Circular No. 397, 456, 502, 503, 510, 547, 548, 555, 560 & 570. Queries regarding non- disbursement of pension and arrears as per OROP & 7thCPC have increased manifold.

Decision: It was decided that PSAs need to be

All the CPPCs

All

approached by PDAs, if qualifying service and group is

and Banks

concerned

not available in PPO. In case of non-availability of

 

 

details with PSA, DAV can be approached by PSAs.

 

 

ITEM: XXX DELAY IN COMMENCEMENT OF

 

 

FAMILY PENSION AFTER ISSUE OF PPO

 

 

31. PDAs take 4 – 6 months to commence family

 

 

pension. Time period for commencement of family

 

 

pension is required to be reduced. PCDA (P) vide

 

 

Circular No. 575 issued necessary notification to PDAs

 

 

with regard to avoiding delay in commencement of

 

 

pension / revision of pension. The circular needs to be

 

 

given due importance for its implementation.

 

 

Decision: The Chairman has directed that the PCDA

All the CPPCs

All

(P) Circular No. 575 is to be adhered to letter and spirit

and Banks

concerned

and avoid any undue delay in commencement of family

 

 

pension.

 

 

ITEM: XXXI

CONFUSION WITH DIFFERENT TYPES

 

 

OF PENSION (OFP / SFP / LFP)

 

 

32. Cases have come to light wherein, PDAs are

 

 

crediting only OFP instead of enhanced rate of OFP /

 

 

SFP / LFP. This results in huge financial loss to family

 

 

pensioners.

SFP/LFP/EOFP should be credited

 

 

correctly into the family pensioners’ account. Payment

 

 

of normal rate of OFP despite clear mention of

 

 

enhanced rate is gross injustice to the widow.

 

 

Decision:

The PDAs are directed to ensure that due

All the CPPCs

All

care is taken while crediting different rates of pension

and Banks

concerned

i.e. EOFP, SFP & LFP to avoid any kind of financial loss

 

 

to the pensioners. PCDA (P) Circular No. 165 dated 22

 

 

Feb 13 is to be meticulously followed in this regard.

 

 

 

ITEM: XXXII OPENING

OF SEPARATE

BANK

 

 

 

ACCOUNT FOR FAMILY PENSIONERS

 

 

 

 

 

33. Cases have come to light that PDAs insist upon

 

 

 

opening of separate bank account for family pension

 

 

 

even in joint account cases.

 

 

 

 

 

Decision: All the PDAs are to ensure that wherever

All the CPPCs

All

 

joint pension account exists, there is no requirement of

and Banks

concerned

 

opening a separate family pension account.

The

 

 

 

existing joint account is to continue for remittance of

 

 

 

family pension.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: XXXIII

NON

PAYMENT OF LIFE

TIME

 

 

 

ARREARS

 

 

 

 

 

 

 

34. On demise of pensioner, PDAs are closing

 

 

 

concerned bank account. Arrears accrued on account

 

 

 

of OROP & 7th CPC are not being paid to few NoK as

 

 

 

the pension account is closed.

 

 

 

 

 

Decision: The PDAs were directed to ensure that

All the CPPCs

All

 

after the demise of the pensioners, any life time arrears

and Banks

concerned

 

received has to be credited into the account of family

 

 

 

pensioner / nominee’s account without any delay as per

 

 

 

the mandate of DPPI-2013.

 

 

 

 

 

 

 

 

 

 

 

 

SECTION IV: DISABILITY PENSION

 

 

 

 

 

 

 

 

ITEM: XXXIV

DISCONTINUATION

OF

 

 

 

DISABILITY ELEMENT (DE)

 

 

 

 

 

35. On implementation of 7th CPC, certain PDAs are

 

 

 

not disbursing disability element as per the notification

 

 

 

on the subject vide PCDA (P) Circular No. 570 dated 31

 

 

 

Oct 16.

 

 

 

 

 

 

Decision: PDAs should disburse disability element to

All the CPPCs

All

 

pensioners as per old 6th CPC rates till the clarification

and Banks

concerned

 

is received from the MoD. It was informed that the

 

 

 

committee formed post 7th CPC recommendations to

 

 

 

examine the methodology of DP calculation is yet to

 

 

 

submit its report.

 

 

 

 

 

 

 

 

 

 

ITEM: XXXV DISPATCH OF DP PPO TO NEW CPPC

 

 

 

36. PPO for disability pension is issued approx 9 –

 

 

 

12 months after date of discharge (i.e. after issue of

 

 

 

Service Pension). Cases have come to light where the

 

 

 

pensioner has changed his PDA prior to sanction of his

 

 

 

DP. In such cases, the Disability pension PPO, is

 

 

 

forwarded to wrong PDA as there is no prior intimation

 

 

 

with DAV. Old PDAs are returning such disability

 

 

 

pension PPO to DAV instead of forwarding it to new

 

 

 

PDA.

 

 

 

 

 

 

Decision: It was advised that in such cases, the

All the CPPCs

All

 

Disability Pension PPO received by the old PDA, should

and Banks

concerned

 

be directly forwarded to the new PDA without any delay.

 

 

 

 

 

 

 

 

 

SECTION V: POINTS FOR CONSIDERATION

 

 

 

 

 

 

 

 

 

ITEM: XXXVI

CHANGE OF PDA / CPPC

 

 

 

 

 

37. PDA to intimate PSA and DAV for change of

 

 

 

address of CPPC. Corr PPOs issued by PSA to be

 

 

 

directly dispatched to new CPPC without returning to

 

 

 

PSA. All PPOs in case returned to PSA should be

 

 

 

under a covering letter giving valid reason.

 

 

 

 

 

Decision:

It was unanimously concluded that

all

DAV, PSAs, all

All

 

PDAs will intimate the PSA and DAV about any change

the CPPCs &

concerned

 

in address of PDA / CPPC of the pensioner. All Corr

PDAs

 

 

PPOs received by the previous PDAs should be directly

 

 

 

forwarded to new PDA / CPPC instead of returning

 

 

 

these PPOs to PSAs / DAV.

 

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: XXXVII

SHARING

 

OF

 

 

 

PENSIONERS’ DATA

 

 

 

 

 

 

38. PDAs to provide data of pensioners including

 

 

 

family pensioners to DAV to reconcile the records. The

 

 

 

reconciliation of past pensioners data is also required.

 

 

 

Regular update of the data is requested.

 

 

 

 

 

 

Decision: The Chairman requested all the PDAs to

DAV, PSAs, all

All

 

share the data available at the branches of the banks

the CPPCs &

concerned

 

disbursing

pension

to the pensioners.

As far

as

PDAs

 

 

possible the data to include Ser No., Rank, name, PPO

 

 

 

No. & Account No. with branch.

 

 

 

 

 

 

 

 

 

 

 

ITEM: XXXVIII

ISSUE OF CORR PPO TO PRE-06

 

 

 

RETIREES

 

 

 

 

 

 

 

 

39. According to JCDA (AF), total of 51,267 Corrig

 

 

 

PPOs are issued to Pre-06 pensioners. PCDA (P), on

 

 

 

compilation of e-scrolls received from PDAs has

 

 

 

confirmed that total number of IAF pensioners including

 

 

 

family pensioners as on Sep 16 at 1,39,012. As per

 

 

 

AFA, these figures appear to be incorrect. All Bankers

 

 

 

were request to share the number of live IAF pensioners

 

 

 

and Family Pensioners held with them.

 

 

 

 

 

 

Decision:

The

Chairman requested

that

the

DAV, PSAs, all

All

 

information on the number of live pensioners be shared

the CPPCs &

concerned

 

with DAV.

All the data available with

each of

the

PDAs

 

 

stakeholders i.e. PSAs, PDAs & DAV be shared with

 

 

 

each other. The modalities need to be worked out in

 

 

 

this regard.

 

 

 

 

 

 

 

 

ITEM: XXXIX

DUAL FAMILY PENSION FROM

 

 

 

MILITARY AND CIVIL

 

 

 

 

 

 

40. As per PCDA (P) Circular No. 504, dual family

 

 

 

pension is authorized. PDAs / PSAs should check

 

 

 

records of those family pensioners who opted family

 

 

 

pension from civil side and still did not approach for

 

 

 

same from military side under dual family pension

 

 

 

policy.

 

 

 

 

 

 

 

 

Decision: The PSAs / PDAs to identify such cases

DAV, PSAs, all

All

 

and share the data with DAV and AFA. They need to

the CPPCs &

concerned

 

initiate the action as per PCDA (P) Circular No. 504 for

PDAs

 

 

authorization and disbursement of family pension.

 

 

 

 

 

 

 

 

 

 

ITEM: XXXX

 

INCORPORATION OF AADHAR &

 

 

 

 

PAN NO. IN FIRST PAGE OF BANK PASS BOOK

 

 

41.

As per PCDA (P) Circular No. 185 dated 28 Nov

 

 

 

16, PPO number is to be recorded in bank passbook. It

 

 

 

is requested that if the AADHAR & PAN number could

 

 

 

also be incorporated in first page of pass book.

 

 

 

Decision: It was unanimously agreed upon to record

All the CPPCs

All

 

the PPO number AADHAR Card & PAN card details on

and Banks

concerned

 

the first page of the bank passbook of the pensioner.

 

 

 

 

 

 

 

 

ITEM: XXXXI

MOBILE APP BY BANKS

 

 

 

42.

Mobile app ‘Defence Pension Info’ is launched by

 

 

 

CGDA on 14 Dec 16 for provision of pension

 

 

 

disbursement information to Defence pensioners. On

 

 

 

the similar lines, it is requested if the PDAs may

 

 

 

consider launching a mobile app like ‘SBI Samadhan’

 

 

 

for welfare of pensioners.

 

 

 

 

 

 

Decision:

The Chairman suggested that on the

All the CPPCs

All

 

similar lines as that of SBI Samadhan, a mobile app

and Banks

concerned

 

may be launched by the Banks. This would be prove to

 

 

 

be helpful to the pensioners. Through the app, the

 

 

 

pensioners would be able to access their pension

 

 

 

related details on regular basis.

 

 

 

 

 

 

 

 

 

 

 

 

ITEM: XXXXII

PENDING JOINT

NOTIFICATION

 

 

 

CASES

 

 

 

 

 

 

 

 

43. PDAs / PSAs should update their data bank of

 

 

 

service pensioners who have not carried out their joint

 

 

 

notification. All pensioners should be encouraged to

 

 

 

apply for joint notification.

 

 

 

 

 

 

Decision: It was decided that the Branch Managers

DAV, PSAs, all

All

 

of PDAs would identify the cases where joint notification

the CPPCs &

concerned

 

is still

not

carried

out. The pensioners would be

PDAs

 

 

encouraged and directed to apply for joint notification.

 

 

 

The cases where joint notification not yet carried out are

 

 

 

to be shared with DAV and AFAs for similar action.

 

 

 

 

 

 

 

 

ITEM: XXXXIII

TRAINING FOR CPPC AS WELL

 

 

 

AS BANKS STAFF

 

 

 

 

 

 

 

44. Innumerable cases come to light for incorrect,

 

 

 

delayed & non-payment of pension / family pension,

 

 

 

LTA, OROP

arrears etc. by PDAs.

This is due to

 

 

 

misinterpretation of various circulars issued by PCDA

 

 

 

(P) by the staff of PDAs. A short-term capsule course is

 

 

 

suggested at PCDA (P) for CPPC and Bank staff.

 

 

 

Decision:

 

 

 

 

 

(a) It was agreed that PCDA (P) Allahabad is

All the CPPCs,

All

 

conducting regular training capsule courses for

Banks & JCDA

concerned

 

the CPPC staff. Bankers agreed to give due

(AF)

 

 

exposure to their staff dealing with Defence

 

 

 

Pensions at Branch Level. However, Bankers

 

 

 

requested if a similar capsule course could be

 

 

 

organised at Delhi to facilitate maximum

 

 

 

participation.

 

 

 

 

 

(b) JCDA (AF) New Delhi expressed his

 

 

 

willingness to conduct a similar capsule for the

 

 

 

Bankers to update them of the latest provisions

 

 

 

and guidelines with the support from DAV.

 

 

 

 

 

 

 

 

ITEM: XXXXIV

HIRING OF AIR VETERANS

 

 

 

45. It was suggested to consider hiring knowledgeable and efficient air veterans on contractual basis at CPPCs / Banks. The recommendations of Air Force Association on keen and knowledgeable air veterans could be sought.

 

 

 

All the CPPCs

All

 

Decision: The proposal to facilitate easy and quick

and Banks

concerned

 

finalization of pension related queries / issues was well

 

 

 

accepted by the Bankers

 

 

.

 

 

 

 

 

SECTION VI: DISCUSSION

 

 

 

 

 

 

 

ITEM: XXXXV

NON INITIATING OF E-JEEVAN

 

 

 

PRAMAAN

 

 

 

46.It was discussed that the CPPCs should confirm

100% AADHAR card seeding with pension account. Acceptance of digital life certificates are yet to be fully activated by PDAs.

 

Decision: The Chairman has conveyed that all PDAs

All the CPPCs

All

 

should ensure availability of e-jeevan pramaan facility at

and Banks

concerned

 

all the branches.

 

 

 

 

 

 

 

 

 

 

ITEM: XXXXVI

E-PPO

 

 

 

47.It was brought out that the pensioners are keen to know about the concept of e-PPOs. Requests inform present status of implementation of e-PPO for

dissemination to the pensioners.

 

 

Decision: The JCDA (AF) informed the Conclave

PSAs

All

that the pilot project has been undertaken with PNB and

 

concerned

SBI for provisioning of e-PPOs so as to avoid delay and

 

 

in transit losses. At present, hard copies of PPOs are in

 

 

vogue and shall continue till finalization of e-PPOs

 

 

project.

 

 

 

 

 

5.The Senior Vice President, Air Force Association Head Office, New Delhi appreciated the efforts of DAV in making the relevant agenda points for discussion along with associated policy / reference letter of Govt of India and to conduct the ‘Seminar’ in an excellent and professional manner. He appealed senior delegates of PDAs and PSAs to consider the physical limitations of the aged pensioners while resolving their issues.

6.JCDA (AF) reiterated the conduct of a capsule course in collaboration with DAV to obtain the desired results.

7.ACAS (Accts & AV) emphasised the need for more such interactions at regular basis so that the recurring problems of the pensioners can be resolved promptly. He appealed the all present to be proactive and work in unison to reach out to the pensioners.

8.The PD AV conveyed his gratitude to all the participants and applauded huge and active participation from PSAs / PDAs and sister services and expected positive results from the meet. This Conclave was first of its kind based on initiative taken by the Directorate of Air Veterans for creating an interface amongst PSAs, PDAs, AFA (on behalf of pensioners) and other sister Services. This effort has earned overwhelming response and appreciation by all the participating agencies. A number of long pending issues and queries concerning the pensioners could be addressed at this forum and viable decisions were taken thereon. The Conclave culminated on a positive note where all agencies conceded collectively to ensure more efficient and convenient services to the pensioners.

Sd XXXX

(Ashok Saini)

Gp Capt

Chief Coordinator

Annexure: As stated

 

 

Appendix ‘A’

1

AVM SM Subhani AVSM

ACAS (Accts & AV), Chairman

2

Air Cmde S Roychoudhury

PD AV

Reps from AFA Head Office

 

1

Air Marshal Jagjeet Singh PVSM VSM (Retd)

Senior Vice President, AFAHO

2

Gp Capt Ashok Sethi (Retd)

Secy, AFA HO

Reps from O/o JCDA (AF), Subroto Park

 

1

Shri T Jayaseelan IDAS

Addl CDA

2

Shri Ravinder Grover

Sr AO

3

Shri NK Sharma

Sr AO

Rep from CDA (PD) Meerut to oversee all DPDOs

 

1

Shri Satish Kumar Sharma

Rep of CDA (PD) Meerut

Reps from Banks

1SBI Officials

(a)

Smt Minal Bhattacharya

Rep of SBI Head Office, Mumabi

(b)

Shri RK Sharma

Rep of SBI, CPPC Delhi

(c)

Shri Ajay Singh Shakya

Rep of SBI, CPPC Lucknow

(d)

Shri Pradeep Gupta

Rep of SBI, CPPC Patiala

(e)

Shri Sanjay Kumar Singh

Rep of SBI, CPPC Patna

(f)

Shri Shirish Anant Patki

Rep of SBI, Head Office, Mumbai

(g)

Shri RP Mishra

Rep of SBI, CPPC Allahabad

(h)

Shri Bimalendu Shekhar Vats

Rep of SBI, CPPC Patiala

(j)

Shri Narendra Singh Shekhawat

Rep of SBI, CPPC Jaipur

(k)

Shri Anjani Kumar Verma

Rep of SBI, CPPC Patna

2PNB Officials

(a)

Smt Tapati Chkraborty

Rep of PNB, CPPC Chandigarh

(b)

Shri DPS Chawla

Rep of PNB, CPPC Delhi

(c)

Smt Ramanjit Kaur

Rep of PNB Head Office, Delhi

(d)

Shri Chandra Sekhar

Rep of PNB Head Office, Delhi

3Bank of Baroda Officials

(a)

Shri Ashok Gupta

Rep of Bank of Baroda

(b)

Shri Rakesh Bhatia

Rep of Bank of Baroda

4Union Bank of India Officials

(a)

Shri Vinod Kumar Sondhi

Rep of Union Bank of India

(b) Smt Sabina K. Sangma

Rep of Union Bank of India

5Bank of India Officials

(a)

Shri JS Bhatia

Rep of Bank of India

(b)

Shri DV Joshi

Rep of Bank of India

6Punjab & Sind Bank Officials

(a)

Shri Harjinder Pal Singh

Rep of Punjab & Sind Bank

(b)

Shri Jagmohan Singh

Rep of Punjab & Sind Bank

7Syndicate Bank Officials

 

(a)

Shri Ramesh Kumar

Rep of Syndicate Bank

 

(b)

Shri V. Shrinivasan

Rep of Syndicate Bank

8

Shri Sanjeev Gupta

Rep of IDBI Bank

9

Shri AK Mandal

Rep of Central Bank of India

10

Shri S Sivakumar

Rep of Indian Overseas Bank

11

Shri P. Madhava Suresh

Rep of Canara Bank

12

Shri Kunwar Singh Negi

Rep of Oriental Bank Commerce

13

Shri BD Mane

Rep of Indian Bank

14

Shri Ankit Dixi

Rep of Allahabad Bank

15

Shri Maneesh Kushwaha

Rep of ICICI Bank

16

Shri Rahul Chandra

Rep of HDFC Bank

Reps from Army & Navy

 

1

Col Ranawat

Rep of DIAV

2

Capt DS Hada

Rep of DESA

3

Commander SK Sharma

Rep of NAVPEN

Officials from DAV

 

1

Gp Capt Ashok Saini VSM

Dir AV – III, Chief Coordinator

2

Gp Capt Rajnish Verma

Dir AV – II

3

Smt Suseela Balakrishnan

Dir AV – I

4

Shri YD Negi

Dir AV – IV

5

Gp Capt SS Chandel

JD AV – III (DP & Wel)

6

Gp Capt R Vanaik

JD AV –II C (Audit)

7

Gp Capt NS Dhanjal

JD AV IT

8

Gp Capt Arminder Singh

JD AV (Placement Cell)

9

Gp Capt Anil Bhatnagar

JD AV – III (Audit)

10

Gp Capt Atul North

JD AV – III (SP)

11

Wg Cdr HP Vaswan

JD AV – III (FP), Secretary

12

Wg Cdr Sunit Tripathi

JD AV (Lgl)

13

Wg Cdr S Bangera

JD AV (Med)

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